Customer Information Requirements

Customer Information Requirements

The following are required to Open/Update an account with us:

NATIONALS

• Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
• Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
• Original Bank Reference (if applicable)
• Confirmation of source of wealth and funds: letter from employer or company/business verifying occupation, position held and amount of income; contracts; invoices; probate /letters of administration; etc.

• Confirmation of US Citizenship Status
  1. If US citizen, customer must provide the following information:
     • US Passport and/or Alien Card
     • Social Security Number (individuals)
     • Tax/Employer Identification Number (entities)
     • US Address (if applicable)
     • W9 Disclosure For US Persons/Entities
  2. If not a US citizen, or if the customer is a citizen/resident of another country, cutomer will be required to complete/provide:
     • CRS-I Individual Tax Residency Self-Certification Form
     • Passport/Residency Card for each jurisdiction
     • Tax Identification Number for each jurisdiction

NON-NATIONALS

(RESIDING IN ANTIGUA & BARBUDA)

• Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
• Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
• Original Bank Reference (if applicable)
• Proof of temporary residency and/or valid work permit
• Confirmation of source of wealth and funds: letter from employer or company/business verifying occupation, position held and amount of income; contracts; invoices; probate /letters of administration; etc.

• Confirmation of US Citizenship Status
  1. If US citizen, customer must provide the following information:
     • US Passport and/or Alien Card
     • Social Security Number (individuals)
     • Tax/Employer Identification Number (entities)
     • US Address (if applicable)
     • W9 Disclosure For US Persons/Entities
  2. If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:
     • CRS-I Individual Tax Residency Self-Certification Form
     • Passport/Residency Card for each jurisdiction
     • Tax Identification Number for each jurisdictio

NON-RESIDENTS

(NATIONALS/NON-NATIONALS NOT RESIDING IN ANTIGUA & BARBUDA)

• Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
• Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
• Original Bank Reference (if applicable)
• Information sufficient to satisfy visible economic or lawful association in Antigua - Proof of property ownership and/or business association in Antigua, non-citizens land holding license.A letter of request and introduction, stating the purpose of the account; the amount of funds expected to be deposited or wired to the account annually and the source of these funds.
• Confirmation of source of wealth and funds: letter from employer or company/business verifying occupation, position held and amount of income; contracts; invoices; probate /letters of administration; etc.

• Confirmation of US Citizenship Status
  1. If US citizen, customer must provide the following information:
     • US Passport and/or Alien Card
     • Tax/Employer Identification Number (entities)
     • US Address (if applicable)
     • W9 Disclosure For US Persons/Entities
  2. If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:
     • CRS-I Individual Tax Residency Self-Certification Form
     • Passport/Residency Card for each jurisdiction
     • Tax Identification Number for each jurisdiction

INTERNATIONAL STUDENTS

Students attending institutions such as, University of Health Sciences or American University of Antigua require the following:

• Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
• Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
• Original Bank Reference (if applicable)
• A letter from the institution confirming enrollment

• Confirmation of US Citizenship Status
  1. If US citizen, customer must provide the following information:
     • US Passport and/or Alien Card
     • Social Security Number
     • US Address (if applicable)
     • W9 Disclosure For US Persons/Entities
  2. If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:
     • CRS-I Individual Tax Residency Self-Certification Form
     • Passport/Residency Card for each jurisdiction
     • Tax Identification Number for each jurisdiction

CORPORATIONS

• A letter of request to open the account, to include:
  1. The nature of the business
  2. The names of all shareholders and directors
  3. The names of all signatories
  4. Assignment of signatories (number of persons to sign on the account and desired signing limit)
  5. Indication of cash flow expected to be processed through the account annually

• Companies Original Board Resolution, authorizing the opening of the account including signatories, signing authority and type of account, executed in accordance with the by-laws of the Company duly sealed.
• Original Bank Reference
• Certificate of Incorporation (If not incorporated in Antigua & Barbuda Certificate of Externally Registered Company must accompany the Certificate of Incorporation. If incorporated prior to 1995, certificate of continuance required.)
• Certificate of Good Standing
• Memorandum/By-laws and Articles of Association
• Financial Statements/Management Accounts (not more than two years old)
• Company Seal (required to seal bank documents)
• Certificate of Incumbency - certifying the current directors and/or officers of the company/Notice of Directors/ Notice of Change of Directors with resolution in support of the Notice of Change.
• Register of Shareholders and/or copy of Share Certificates
• Confirmation of source of wealth and funds
• Proof of Address (no more than three months old): Utility Bill, Bank Account Statement, Lease/Tenancy Agreement, etc.

• Confirmation of US Status - Country of Incorporation
  1. If US, customer must provide the following information:
     • Tax/Employer Identification Number (entities)
     • US Address (if applicable)
     • W9 Disclosure For US Persons/Entities
  2. If US, customer must provide the following information:
     • CRS-E Entity Tax Residency Self-Certification Form
     • Certification of Registration/Incorporation for each jurisdiction
     • Entity Tax Identification Number or GIIN (if exists) for each jurisdiction

Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, shareholder, director and beneficial owner.

BUSINESS/TRADING AS

• A letter of request to open the account, to include:
  1. The nature of the business
  2. The names of all signatories
  3. Assignment of signatories (number of persons to sign on the account and desired signing limit)
  4. Indication of cash flow expected to be processed through the account annually

• Original Bank Reference
• Certificate of Registration
• Confirmation of source of wealth and funds
• Proof of Address (no more than three months old): Utility Bill, Bank Account Statement, Lease/Tenancy Agreement, etc.

• Confirmation of US Status – Country of Registration
  1. If US citizen, customer must provide the following information:
     • US Passport and/or Alien Card
     • Social Security Number
     • US Address (if applicable)
     • W9 Disclosure For US Persons/Entities
  2. If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:
     • CRS-I Individual Tax Residency Self-Certification Form
     • Passport/Residency Card for each jurisdiction
     • Tax Identification Number for each jurisdiction

Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, shareholder, director and beneficial owner.

CHURCHES/CLUBS/SOCIETIES/ASSOCIATIONS

• A letter of request to open the account, to include:
  1. The nature of the business
  2. The names of all directors
  3. The names of all signatories
  4. Assignment of signatories (number of persons to sign on the account and desired signing limit)
  5. Indication of cash flow expected to be processed through the account annually

• Original Bank Reference
• Certificate of Registration or Act (Statutory Bodies)

• Board Resolution accordance with the by-laws/constitution, requesting the opening of the new account, to include:
  1. The purpose of the account
  2. Type of accounts
  3. The names of all signatories
  4. Assignment of signatories (number of persons to sign on the account and desired signing limit)

• Original copy of Rules and Regulations governing the association, By-Laws etc.
• Confirmation of source of wealth and funds
• Proof of Address (no more than three months old): Utility Bill, Bank Account Statement, Lease/Tenancy Agreement, etc.

• Confirmation of US Status - Country of Registration
  1. If US, customer must provide the following information:
     • Tax/Employer Identification Number (entities)
     • US Address (if applicable)
     • W9 Disclosure For US Persons/Entities
  2. If not a US organization, customer will be required to complete:
     • CRS-E Entity Tax Residency Self-Certification Form
     • Certification of Registration/Incorporation for each jurisdiction
     • Entity Tax Identification Number for each jurisdiction

Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, member, director and beneficial owner.